Profile

J. Rawleigh Simmons

River Title & Escrow, LLC

Contact Details

River Title & Escrow, LLC

My Content

1 to 13 of 13 total

RE: Cash escrow deposits

Posted By J. Rawleigh Simmons 01-20-2026 10:42
Found In Egroup: Open Forum \ view thread
My process pretty much mirrors Cathy's. ------------------------------ J. Rawleigh Simmons Manager River Title & Escrow, LLC Warsaw VA +1 (804) 333-0195 ------------------------------

RE: Chase Bank

Posted By J. Rawleigh Simmons 11-12-2025 17:00
Found In Egroup: Open Forum \ view thread
I have the same concerns/questions! J. Rawleigh Simmons, Manager River Title & Escrow, LLC 219 Main Street P.O. Box 789 Warsaw, VA 22572 Tel (804) 333-0195 Ext. 100 Fax (804) 333-0197 www.rivertitleva.com Title License #1036801 River Title License #141425 ...

RE: How Are You Handling Payoff Headaches?

Posted By J. Rawleigh Simmons 07-15-2025 10:15
Found In Egroup: Open Forum \ view thread
So much for the whole idea of "Estoppel"! I guess it should be called a "Suggestion" letter instead! ------------------------------ J. Rawleigh Simmons Manager River Title & Escrow, LLC Warsaw VA +1 (804) 333-0195 ------------------------------

RE: Beware! Your next parking ticket alert might just be a clever scam! 🚨

Posted By J. Rawleigh Simmons 03-13-2025 15:56
Found In Egroup: Open Forum \ view thread
That is the same one I got and they had screwed the date up so it was due the day before they sent it! J. Rawleigh Simmons, Manager River Title & Escrow, LLC 219 Main Street P.O. Box 789 Warsaw, VA 22572 Tel (804) 333-0195 Ext. 100 Fax (804) 333-0197 www.rivertitleva.com ...

RE: Beware! Your next parking ticket alert might just be a clever scam! 🚨

Posted By J. Rawleigh Simmons 03-11-2025 11:02
Found In Egroup: Open Forum \ view thread
Yes, I got several text messages alleging to be from EZ Pass for Toll Fees last week. Be careful out there! ------------------------------ J. Rawleigh Simmons Manager River Title & Escrow, LLC Warsaw VA +1 (804) 333-0195 ------------------------------

RE: Cancellation fee

Posted By J. Rawleigh Simmons 06-19-2024 11:34
Found In Egroup: Open Forum \ view thread
WE are running into a similar problem in Virginia, although we don't have to pay the title company if it falls through. We do use outside title examiners and if it falls through we often get stuck paying for that. I have started telling clients that they will have t pay for the title search if it falls ...

RE: AI In the Title Industry

Posted By J. Rawleigh Simmons 05-30-2024 10:38
Found In Egroup: Open Forum \ view thread
People are too easily swayed by the fact that it is easier and allows us to avoid mundane tasks. While it is true that people can make errors while doing such mundane tasks , never forget that we are legally liable for any mistakes that AI makes when doing these or other tasks. We are also liable ...

RE: Introduce Yourself

Posted By J. Rawleigh Simmons 03-25-2024 11:55
Found In Egroup: Open Forum \ view thread
Believe me, it is not just the younger generation that has a hard time with it! LOL I am glad to see younger people getting into the industry. We need you! J. Rawleigh Simmons, Manager River Title & Escrow, LLC 219 Main Street P.O. Box 789 Warsaw, VA 22572 ...

RE: Assumable mortgages

Posted By J. Rawleigh Simmons 10-19-2023 10:52
Found In Egroup: Open Forum \ view thread
Unfortunately I don't see the lenders getting on board with this as they won't make money on the new loans and don't want to get stuck with the low interest rate mortgages. Maybe I am wrong, but most lenders I work with don't seem interested. ------------------------------ J. Rawleigh Simmons ...

RE: repair request question

Posted By J. Rawleigh Simmons 05-05-2023 11:21
Found In Egroup: Open Forum \ view thread
I agree with Nancy. It depends on the language of the contract, and in some cases, the state law that governs the contract. The best way to solve this is to carefully craft the inspection waiver to state that they accept the property as is, where is, or specifically state the limits of what the seller ...

RE: Disburse before Recording

Posted By J. Rawleigh Simmons 01-16-2023 12:09
Found In Egroup: Open Forum \ view thread
By law in Virginia, the only things you can disburse prior to recording are the Clerk's check and any overpayment. In some jurisdictions where there are backups, submitting the documents and check to the Clerk is considered recording. ------------------------------ J. Rawleigh Simmons River Title ...

RE: Fraud Checks

Posted By J. Rawleigh Simmons 09-12-2022 10:17
Found In Egroup: Open Forum \ view thread
Dee: We just had a run of "Cashiers Checks" that were written against our account! Fortunately Positive Pay sorted them out. One did get posted despite positive pay, but the bank sorted it out. They were for ridiculous things like used washers and driers on Facebook Marketplace. Anyone who sees one of ...

RE: Creditor checks

Posted By J. Rawleigh Simmons 05-31-2022 12:41
Found In Egroup: Open Forum \ view thread
We ALWAYS make the payment ourselves. Usually it is a requirement of either the title binder or the lender instructions which we are bound to follow. The only way we can control the situation and make sure it is paid off is to do it ourselves. J. Rawleigh Simmons, Manager River Title & Escrow, ...