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Gail Malloy

Westmoreland Paralegal Services

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Westmoreland Paralegal Services

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Posted By Gail Malloy 01-04-2024 17:58
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BTW: Letter of Attestation (different from a CPL) has been issued by underwriter and lender has authorized this closing to move forward. So many borrowers were impacted by this incident. I wonder what the future holds for us in title industry. Gail Malloy Westmoreland Paralegal Services 35 W. Pittsburgh ...
Posted By Gail Malloy 01-03-2024 07:33
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Happy New Year everyoneAs a title agent are you feeling the impact of cyber incidents with your title underwriter? We issued a title commitment before this most recent incident. Lender (PNC) is requesting a Letter of Attestation which underwriter is not presently issuing due to incident. Lender is refusing ...
Posted By Gail Malloy 12-23-2023 18:17
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All these options are benefits & inclusive in our closing platform, Qualia. ------------------------------ Gail Malloy Owner Westmoreland Paralegal Services Greensburg PA +1 (724) 832-8683 ------------------------------
Posted By Gail Malloy 10-23-2023 11:27
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Thanks for responses. I see everyone's point of view in replies. I think lenders skirt around their responsibility to deliver final CD to borrower. ------------------------------ Gail Malloy Owner Westmoreland Paralegal Services Greensburg PA +1 (724) 832-8683 ------------------------------
Posted By Gail Malloy 10-19-2023 08:26
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So I would love for you to weigh in on, is title company responsible for informing buyer of their funding amount? Or is this a lender responsibility? We recently had a buyer call 2 days before closing inquiring as to his required final funds amount. Lender had balanced CD with us the night before. I ...
Posted By Gail Malloy 04-24-2023 09:50
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Your job posting needs to be the best that it can be to attract candidates. I recommend contacting your local colleges. There are a pool of students looking for jobs. Students are savvy in tech which is a benefit. They are also able to provide references from their professors. That has been a valuable ...
Posted By Gail Malloy 03-03-2023 13:35
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Thanks Heather that is kind of you to share experience. I know PA is historically not a leader in mortgage industry. We have been holding off on leaning into eClosings. I would like to be prepared though. In your opinion is it better to handle in house or utilize a vendor? ------------------------------ ...
Posted By Gail Malloy 01-12-2023 15:03
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Hi Marie We are a boutique title agency. For 15 years we used several versions of SoftPro, last 360. We have been using Qualia for just over a year now. We find it to be so much more user friendly than SoftPro. I do agree with all the comments that their support is superior. The product is a bit sluggish ...
Posted By Gail Malloy 09-28-2022 10:41
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Thanks for all your responses. We sent the seller an Affidavit of Refusal to Provide her Social Security No. and a W-9 form with Refusal to Provide over the SSN blocks. We asked her to have this signed, notarized and returned before closing. Somehow she had a change of mind and has provided us with her ...
Posted By Gail Malloy 09-09-2022 12:36
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I think Cheryl Evans summed up Qualia nicely. We switched from SoftPro at the beginning of this years. It is leaps and bounds above SP capabilities. We are a small agency and pay per file. We also signed up for Reconciliation which has a higher price point. We are either going to spend it here or with ...
Posted By Gail Malloy 09-08-2022 12:00
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Thanks for this idea. It may just work. Just a little more summer please Gail MalloyWestmoreland Paralegal Services Keystone Commons 35 W. Pittsburgh St. Suite 300 Greensburg, PA 15601gmalloy@westmorelandparalegal.com724.832.8683724.410.1015
Posted By Gail Malloy 09-07-2022 08:55
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Hi PatrickI hadn't thought of this option so thank you. If it comes to it, I may have to go this route. Just a little more summer please Gail MalloyWestmoreland Paralegal Services Keystone Commons 35 W. Pittsburgh St. Suite 300 Greensburg, PA 15601gmalloy@westmorelandparalegal.com724.832. ...
Posted By Gail Malloy 09-07-2022 08:53
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HI Jayme Not releasing any proceeds was going to be my ultimatum to her. My underwriter is in agreement. Trying to have compassion for elderly seller. I thought of offering to release proceeds to one of her 3 attorneys who advised her not to provide ss as long as the attorney provides ss or ein. Then ...
Posted By Gail Malloy 09-06-2022 14:27
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Looking for advise on how to best handle an elderly seller that refuses to provide her social security number? She recently sold her primary residence and was able to avoid providing number. We are handling an investment property sale. Obviously we are required to give her a 1099s. She has told me, she ...
Posted By Gail Malloy 05-30-2022 14:34
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We treat them just like a mortgage payoff. Obtain a payoff amount with payoff instructions. We always pay off as a part of closing process. We use ReQuire to track satisfaction on records. It would be extremely rare to rely on a debtor to handle their own payoff. Thank you for your business Gail ...
Posted By Gail Malloy 05-25-2022 13:15
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We utilize the services of ReQuire for verification of mortgage/judgment releases. This service provider is now linked in via our closing platform, Qualia. Previously we sent requests in directly. We have been utilizing their services for years and are happy with the follow up. As you know, it can take ...
Posted By Gail Malloy 05-25-2022 13:09
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As a best practice, we do not accept cash either. Our previous bank, FA Trust, was an online bank as well. ------------------------------ Gail Malloy Owner Westmoreland Paralegal Services Greensburg PA +1 (724) 832-8683 ------------------------------
Posted By Gail Malloy 05-24-2022 09:50
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I too use Bank United. Service has been very good. Flat rate fee of $150 unless you maintain 1 mil daily balance. Love having mobile app too. Our last online bank did not offer this service. I am a Qualia user and agree good integration. Bonus offered us free checks for new accounts. ------------ ...
Posted By Gail Malloy 12-06-2021 10:40
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We send 99% of our payoffs via wires. We do verify wire instructions. This is most efficient method of payoff for clients. As an aside, when we do send FedEx we typically send in a dropbox. We are seeing pick up at dropbox earlier than noted on box. We utilize the box with latest pick up in our town. ...
Posted By Gail Malloy 10-15-2021 08:42
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I utilize Indeed resume for employers. You can search their resumes posted without posting a job. Then you can reach out on their platform. If you post a job Indeed sends you too many unqualified candidate resumes. Good luck~ ------------------------------ Gail Malloy Owner Westmoreland Paralegal ...