As forecasts for 2026 flood the market, clarity has never been harder-or more important-to find. In this episode, Crosby and Zina cut through the noise by synthesizing insights from nine of the most influential housing reports, including NAR, Fannie Mae, Freddie Mac, Zillow, Redfin, the MBA, and major financial media.
They unpack where experts align, where opinions diverge, and why affordability constraints, inventory lock-in, and buyer psychology will define the residential housing market heading into 2026. This data-driven, big-picture conversation helps title professionals understand what's truly shaping the next market cycle-not just the headlines.
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What You'll Learn From This Episode
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Why affordability remains the primary constraint, even if rates dip into the mid-6% range
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How the "lock-in effect" is keeping inventory tight and putting a floor under home prices
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What could shift lender focus away from purchase transactions
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Why buyer fatigue and mortgage-rate sentiment are becoming market drivers
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A key factor behind growing divergence between local housing markets
Resources Mentioned
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National Association of REALTORS®
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Fannie Mae
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Freddie Mac
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Mortgage Bankers Association (MBA)
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Zillow Consumer Housing Trends Report 2025 (Northeast)
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Zillow: Buyers Battle It Out While the Sun Belt Cools Off
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Redfin - Migration data & regional inventory analysis
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The Wall Street Journal
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CNBC - Real estate & housing market news
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Mo Choumil
CEO
Alltech National Title
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