The federal government just changed real estate transparency rules—again.
In this episode, Crosby and Zina unpack the long-anticipated shift from temporary Geographic Targeting Orders (GTOs) to a permanent nationwide reporting mandate from FinCEN. Under the new rule, title companies must collect, verify, and store beneficial ownership information (BOI) for all-cash residential transactions across the U.S.
They walk through the revised timeline, why implementation was delayed, and the five critical steps every title company must complete before the 2026 rollout.
🎧 Listen to the episode here:
👉 [Episode]
What you’ll learn from this episode
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Why title companies—not lenders—carry the full compliance burden
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The updated definition of “beneficial owner” and what qualifies as “substantial control”
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A 5-step blueprint to prepare your team and avoid compliance penalties
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How to address client privacy concerns while building trust through transparency
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What tools underwriters and software platforms are creating to automate filings
Resources mentioned in this episode
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Mo Choumil
CEO
Alltech National Title
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